Our Fast, Easy, and Stress Free Car Buying Experience

If you’re looking for an affordable vehicle in Louisville KY or New Albany IN, combined with a quick and easy experience, Approved Auto is right for you. Whether you are a first time buyer or a seasoned pro searching for your retirement vehicle, our buy here pay here financing programs will meet your needs. At Approved Auto, we don’t buy into the six-hour car dealership experience. Our entire sales process, from the moment you walk in the door to when you drive off in your new car, can take under an hour. We will treat you with respect, be up front and honest, and get you in and out with no hassle. Allow me to tell you more about our stress-free process, and how it will prepare you for even more success in the future.
Fast, Easy Approvals - Our quick and easy buy here pay here loan process couldn’t be simpler. When you’re ready to come visit one of our locations, we ask that you simply bring your driver’s license and proof of income. Don’t pre judge your credit worthiness. Because we have the freedom to do our own in house financing, we can even do no credit and bad credit loan approval. You will then meet with one of our friendly sales representatives who will gather some basic information to expedite your approval. This part takes about five or ten minutes.

Choosing the Right Pre-Owned Vehicle for You - After one of our Finance Managers reviews your information and budget, they will point you in the right direction to look at some vehicles. We pride ourselves on having some of the highest quality and most affordable buy here pay inventory in Louisville KY. At Approved Auto of America, it’s always a two-way street when it comes to finding the right car, truck, van, or SUV for you.
In addition to reviewing your budget to match you with the best payment, we will talk with you to find out what type of vehicle best fits your individual needs. Some of our customers prefer gas saving sedans, while others are interested in third row SUV’s or vans for their large families. We have plenty of four-wheel-drive pickup trucks if that’s more your style. For those looking for something a little flashier, our Dodge Chargers, Ford Mustangs, GMC Denali’s, and Chrysler 300’s are a popular choice. No matter what works best for you, we want you to love the quality vehicle you purchase from Approved Auto!

We encourage our customers to make the most informed decision possible when purchasing a used car. Our entire goal at Approved Auto is to set you up for success. However, it is your responsibility to gather the information necessary before committing to a buy here pay here loan. First, take all the time you need during your test drive. If you have a trusted mechanic, feel free to have them inspect the vehicle before you purchase. At Approved Auto, we have a vehicle information report available on every car on the lot. Make sure you take a look at it before making your decision. Finally, ask about the warranties that we offer on all our quality pre-owned vehicles. It is always a smart decision to protect your investment.

Getting Car Insurance - Now that you have your BHPH vehicle picked out, you just need to get some insurance. Obtaining car insurance, especially for our first-time buyers, can sometimes be intimidating. But don’t worry, we are here to help! We have many fantastic contacts in the industry that will get you set up, and we will walk you through every step of the process. Remember, don’t stress out about getting insurance. We can almost always find you a solution.

Reviewing and Signing Your Paperwork - At Approved Auto, we believe that keeping everything upfront and simple is the best way to conduct our business. Because we are an honest car dealership that does not hide anything from its customers, there is quite a bit of paperwork for you to sign. One of our knowledgeable finance managers will go over all of this with you. The best advice I can give you during this crucial part of our process is Listen, Listen, Listen! The Finance Manager will explain all the particulars of your contract and buy here pay here loan in detail. This will include figures such as the sales price, interest, car payments, and state sales tax. While there is a lot to review, you won’t find a laundry list of hidden fees at Approved Auto. We will also provide you with information on our in-house financing, the multitude of options for making your payments, and much more. Take advantage of this opportunity to make sure you understand all aspects of your buy here pay here auto loan. Believe me, your finance manager has heard it all and is more than happy to address any questions.

That’s it! This entire process we’ve discussed normally takes under an hour. Before you know it you’re driving away in your affordable, quality pre-owned vehicle. Congratulations!

***Don’t take my word for it. Check out the testimonials section of our website if you would like to hear what our customers think about our sales process***